Rising numbers of borrowers are finding that the interest rate they are quoted when comparing loans is not the same as the one they are charged when the money is borrowed.
Paul Cowley is one driver who used a comparison website to search the market for the best deal, but ended up paying more than he expected.
Mr Cowley, 23, who lives in Penyffordd, Chester, was the proud owner of a Vauxhall Corsa, but he had been thinking about an upgrade.
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